In the room were all billionaires, not entirely without experience. If they thought about it carefully, they could understand the exaggerated credit limit.
For example, there was a very special type of credit card called the "Unlimited Credit Card," also known as the "Black Card."
The earliest issued "Black Card" referred to the Centurion Series Black Card issued by the American Express Company. Its entire body was made of titanium alloy. With this card, one could spend unlimitedly within a month, with no limit on the amount.
Later, various major banks in Huaxia followed suit. For example, Minsheng’s Centurion Black Gold Card, Pudong Development’s Super Platinum Card, etc., and Zhao Hang also had one called "VISA Unlimited Credit Card."
However, generally speaking, the "Black Card" issued by major banks in Huaxia still had its limits, ranging from two million to ten million.
But because the processing of "Black Cards" was invitation-based, every client’s credit limit was different, and there could be instances exceeding this standard to achieve a relatively "unlimited" status. This was only possible among the 1% of super-premium clients evaluated by the bank.
In this case, Zhao Hang, although not directly issuing a card to Zhou Wang, clearly considered him to be among that 1%.
It couldn’t be said that they guessed wrong. Given Zhou Wang’s outstanding personal qualities, Zhao Hang indeed extended an invitation for a card issuance and promised him a minimum of thirty million credit card overdraft limit.
After listening to Xu Wenqian, Zhou Wang thought it was pretty good. After all, the 220 million loan had daily interest like Jiebei, but the thirty million spending limit on the credit card had an interest-free period of up to 33 days.
To put it bluntly, with Zhao Hang’s Black Card, even if Zhou Wang maxed out thirty million into Yu’ebao to earn interest, he could earn one or two thousand a day, almost like getting money for nothing.
Big money breeds small money, that’s how simple it is.
(Here is just an example, cashing out on credit cards is illegal, and it’s not recommended for everyone to learn recklessly.)
And Zhou Wang, adhering to the principle of not missing out on freebies, agreed to the credit card account opening invitation, though the card hadn’t been processed yet, and the credit limit was first approved.
In short, after figuring out the internal links, everyone present looked at Zhou Wang with changed eyes.
Banks aren’t foolish; daring to directly lend Zhou Wang two hundred million could only mean that Zhou Wang’s readily convertible quality assets far exceeded two hundred million. According to the credit ratio, generally speaking, Zhou Wang’s assets in this area needed to exceed five hundred million for the bank to approve two hundred million to him, and he himself couldn’t have any other liabilities...
"Mr. Zhou is truly... young and capable, with hidden depths!"
Liao Jianli, without so many scruples, finally shook his head and said with a smile.
Because earlier he almost showed mockery, others also felt a bit embarrassed and kept silent, especially Huo Chengrui, who looked the most gloomy.
Where exactly did this Zhou Wang come from...
Why hadn’t he heard of him before?
Given Zhou Wang’s age, if his assets could already be counted in billions, wouldn’t the media have already made a fuss about it?
Huo Chengrui couldn’t understand.
No matter what others were thinking, at this moment Yang Liping truly felt a surprise.
Because this phone call already proved that Zhou Wang wasn’t just talking big; he could really come up with a hundred million in cash at any time.
"Mr. Zhou, then..."
Just as Yang Liping calmed her excitement and wanted to say something, next to her, the still somewhat unwilling Huo Chengrui gritted his teeth and spoke again:
"Mr. Yang, what if I am willing to add another five million?"
"What?"
Yang Liping was taken aback.
"Total price 125 million, and I can also strive for family support to pay off the entire amount within three weeks."
Huo Chengrui glanced at Zhou Wang, then quickly said.
"This..."
Hearing this, Yang Liping was quite tempted.
After all, the difference between a hundred million and 125 million was a whopping 25 million. Although she was in a hurry, if she could hold out for just over 20 days...
At this moment, Zhou Wang patted his head and spoke:
"Oh, right, Mr. Yang, almost forgot to mention, if you can accept payment after three weeks, then I can offer you a price of 130 million."
"..."
Huo Chengrui really wanted to ask Zhou Wang, seriously, are you just following my lead, do you have your ideas at all?
Zhou Wang felt Huo Chengrui’s unfriendly glance, but he really wasn’t targeting him. It was indeed Zhou Wang’s original intention.
If Yang Liping couldn’t accept a hundred million bottom price, and was willing to wait longer, 130 million was also acceptable to him.
Because considering the real valuation of 170 million, 130 million was still a very considerable profit.
Plus, if he could wait three weeks, he wouldn’t need to borrow so much money. By then, Wuyou Media’s annual dividend should also be in, along with the credit card being processed. Perhaps with some adjustments, he wouldn’t even need a bank loan.
Yang Liping didn’t know what to say, but at this point in the winding path, things finally started moving in the direction she hoped, naturally lifting her spirits.
After careful consideration, Yang Liping looked at Huo Chengrui: "Mr. Huo, thank you for specially coming to White City. As for the Hong Kong Island performance you mentioned earlier, I’ll promise you in advance. Please send me another formal invitation letter later."