It can be said that he plans to cheat the loan sharks. However, one entity that he didn’t try to cheat is the Four Directions Sect.
He could have ignored the sect, not registered, not been saddled with the awakening debt, and gone directly into the city to kill people. But he didn’t do that for one main reason.
That reason is that he will be considered an external enemy attacking the sect if he doesn’t register with the sect when he starts attacking the city.
As a member of the sect, the sect has a go-to move that they can use when he starts killing the people of the sect or destroying buildings and other valuables of the sect. This go-to move is to fine him and saddle him with horrendous debt.
As long as the sect can pile huge generational debt on him, the sect won’t care about what he is doing. They won’t care until one month later, when it is time to pay the first installment of the interest.
If he can pay the interest, then all will be well with the world. But if he can’t pay the interest, then the sect will send someone to kidnap or kill him.
However, even then, the sect’s attitude towards him as a debtor will still be mild because no matter what he does, he will eventually die, and when he dies, his soul will fall into the grasp of the Four Directions Sect because they have already marked his soul for debt collection.
So the sect’s attitude to a debt collector is to hunt him or patiently wait for him to fall into their grasp when he dies a natural death. But if he is not a member of the sect at all, and the sect can’t pin debts on him, they will attack him with the full power of the sect.
So instead of a single divine being appearing to kill him because he messed with the investment of their house of commerce, there could be more than one divine being coming to hunt him.
Since he didn’t want the intrusion and interruption of many divine beings, he had to register now. Of course, there is still the benefit of being able to hold up to 100 million energy stones in his account.
No one will be carrying 100 million energy stones around, so when he goes gambling, he will need the sect’s token to receive this earnings and carry them about.
Transactions are also easy to do when they can be done instantly through the sect’s token instead of counting energy stones one by one. So becoming a disciple of the sect is not such a bad thing.
However, he didn’t pay his awakening debt and become an inner sect disciple after Muni helped him complete the registration because he had no need for the privileges of an inner sect disciple for his plan and for this timeline.
He was still thinking about his plan when he left the sect grounds and went to the central market. When he got there, he gambled for a while in the central market to acquire funds. Then he spent those funds to buy Branch Metacs.
He earned a little over 100 million energy stones but spent less than 10 million on the Branch Metacs. The rest of the money was converted into energy stones.
It was difficult to get 100 million energy stones in cash, but he found a way through the fact that energy stones varied in quality from low grade to mid grade to high grade and finally to top grade, with each subsequent grade possessing 100 times as much energy as the previous grade.
That meant that a top-grade energy stone was worth 1,000,000 low-grade energy stones, so he only needed 100 top-grade energy stones to carry 100 million energy stones around. Even so, he had to scour the city trying to get the 100 top-grade energy stones.
He put in a lot of effort, but no one in the city possessed a top-grade energy stone. They only had high-grade energy stones. Apparently, only rank 5 cultivators use top-grade energy stones.
And even then, they asked for 110 mid-grade energy stones or 11,000 low-grade energy stones for one high-grade energy stone, not 100 mid-grade energy stones.
So he had to pay more for the high-grade energy stones. Because of this, the 93 million energy stones in his possession could only get him 8,454 high-grade energy stones.
After he was done with the exchange, he thought about killing and robbing the people with physical energy stones. But he decided to put that plan on hold for now.
For now, he put the 8,454 high-grade energy stones in a large sack, which he carried with one hand. Then he went to the edge of the city to release the vessels of Fenrir. It was after he successfully surrounded half of the city that he went to rob the people of their physical energy stones.
His robbery yielded over 6,673 high-grade energy stones. This put his total wealth at above 15,000 high-grade energy stones or over 150 million low-grade energy stones.
While the vessels of Fenrir were wrecking on the city, they stood to the side and created another vessel for themselves. This vessel is different from the others because it was being fed with energy stones, not flesh.
The puppy swallowed the entire sack of energy stones in one gulp. Then its size expanded rapidly until it became 15 meters tall. So it was as tall as a five-story building.
Loki nodded in appreciation as he patted the white wolf. Then he said, "You’re a big boy, aren’t you? Now go eat. Have you filled and enjoy yourself."
The giant white wolf bounded away as soon as he gave it permission. Its large body and great strength made it easy for it to smash buildings down and swallow buildings that were ten stories tall in one bite. Such buildings were dissappearing down its gullet every few seconds or so.